Commercial Lending Technology Advisor - Digital Transformation

About Capgemini Financial Services

Capgemini is a global leader in consulting, technology services, and digital transformation. Our Financial Services practice partners with leading banks and financial institutions to drive innovation, operational efficiency, and regulatory-aligned transformation across lending and credit domains.

We are seeking a Commercial Lending Technology Advisor to support strategic transformation initiatives across loan origination, underwriting, and credit risk platforms.

Role Summary

Capgemini seeks a seasoned Commercial Lending Technology Advisor to lead advisory and pre-sales initiatives for commercial lending transformation programs. This role blends deep domain expertise in commercial lending with technology-driven solutioning to modernize loan origination systems (LOS), enhance credit processes, and deliver measurable business value.

Role Overview

As a Commercial Lending Technology Advisor, you will act as a senior subject matter expert supporting both client engagement and delivery teams across lending transformation initiatives. You will combine knowledge of commercial lending operations (e.g., loan origination, underwriting, risk assessment) with expertise in technology platforms and implementation approaches.

You will play a critical role in shaping client solutions, driving workshops, supporting pre-sales cycles, and advising on end-to-end lending transformation programs—from initial visioning through implementation.

Key Responsibilities

Strategic Advisory & Transformation:

·       Own end-to-end lending transformation outcomes across commercial lending programs

·       Act as a strategic advisor to client leadership on lending operating model, technology modernization, and digital channels

·       Support modernization of lending platforms including LOS and workflow tools
Provide industry best practices across C&I and CRE lending

Client Engagement & Pre-Sales Support:

·       Engage with CXO stakeholders (CIO, Head of Lending, COO) to shape transformation agendas and strategic roadmaps. 

·       Lead client workshops and requirements sessions

·       Advise on implementation scope and estimation

Solution Design & Delivery Advisory:

·       Drive solutioning and participate in large deal pursuits / RFPs and contribute to practice growth.

·       Develop solution architectures and process designs

·       Act as advisor to delivery teams

·       Identify and mitigate risks and dependencies

Thought Leadership & Innovation:

·       Contribute to accelerators and reusable assets

·       Support sales activities including deal shaping, solution positioning, and practice building

·       Stay current on market trends and emerging technology

Requirements

Required Qualifications

- Bachelor’s degree or equivalent
- 15+ years of experience in commercial lending or consulting
- Strong knowledge of lending lifecycle and credit processes
- Experience in LOS or lending technology implementation
- Strong communication and stakeholder management skills

Preferred Skills

- Experience with lending platforms and integrations
- Exposure to APIs, SQL, or data architecture
- Proposal and solution artifact creation experience
- Consulting experience in transformation programs
- Multilingual capability (e.g., French) is a plus